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Cookies

Cookie Policy
What are cookies?

 

Cookies are small text files that are downloaded to your browser as you surf the web.

 

Contrary to a common belief, cookies do not contain software programs, so cannot install anything on a computer.

 

Cookies generally do not contain any information that would identify a person. Usually they contain a string of text or “unique identifier”. This acts like a label. When a website sees the string of text it has set in a cookie, it knows the browser is one it has seen before.

 

If you use a different computer, open a new web browser or delete your cookies, the website will treat you as if you have arrived for the first time (and a new cookie will be set).

 

You can find out more about cookies by visiting http://www.allaboutcookies.org

 

Internet ‘cookies’ are extremely common. They’re stored on everyone’s computer and don’t harm your system.

 

We may collect information about your computer, including where available your IP address, operating system and browser type, for system administration and to report aggregate information to our advertisers. This is statistical data about our users’ browsing actions and patterns, and does not identify any individual.

 

The Company may release browsing data and information gathered using cookies in the aggregate, such as publishing a report on trends in the usage of the Sites. The report will only contain statistical data and will not identify any individual.

 

We do not store sensitive information such as account numbers or passwords in “persistent” cookies, and cookies in themselves, do not contain enough information to identify you. You will only acquire a personal identity in relation to your browsing habits after you have formally provided us with your personal data for the purposes outlined above.

 

In addition to using cookies, we might also use web tools to collect information about your browsing activities whilst on our Sites. In this respect the information that is provided is similar to the information supplied by cookies, and we use it for the same purposes.

 

Any information that we acquire about you using cookies or web tools is subject to the same restrictions and conditions as any other information we collect about you. Some of our advertisers may also use cookies or web tools that are set by other people such as advertising agencies, or the businesses to which the advertisements in question relate. We do not have access to any information that might be collected in this way, and, if you are concerned, you should contact the advertiser for more information.

 

You may refuse to accept cookies by activating the setting on your browser which allows you to refuse the setting of cookies. However, if you select this setting you may be unable to access certain parts of our Sites. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you log on to our Sites.

 

The Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 requires that cookies can only be placed on a computer where the user has given their express consent. You can choose to accept or decline cookies when you first access our Sites. We require you to indicate your choice via an automated “pop-up” box. If you decline to accept our use of cookies or set your web browser to decline their use, you will have only limited functionality in the use of our Sites.

 

Our Sites may, from time to time, contain links to and from the websites of our advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

 

We will store and process your information on our computers and in any other way we consider appropriate. By “your information” we mean personal and financial information we (a) obtain from you or from third parties, such as credit reference agencies (who may search the Electoral Register), fraud prevention agencies or other organisations when you apply for a loan.

 

We will use your information to provide our services, for research, assessment and analysis (including credit and/or behavior scoring, market and product analysis) and to develop and improve our services to you and other customers and protect our interests.

 

Why do we use cookies?

 

We use cookies to provide an enhanced experience for our customers and to provide our service to you; this personally identifiable information is only used by us and is not shared with third parties. Cookies allow us to remember your preferences and personalise our site.

 

Cookies also help us understand what customers like to look at on our site. This information does not allow us to identify any particular customer but helps us to understand our customers’ needs and improve our service to you.

 

The table below shows all of the cookies that might be set by us when you visit our site and why we use them.

 

We work with several partners who serve advertisements on our behalf. Most of these third party marketing sites use both session and persistent cookies.

 

All data collected by these third parties is anonymous and will never contain your name, address, telephone number, email address or payment details. You can delete your cookies at any time from any of the third party marketing sites and technology partners mentioned below. We will never disclose your personal details to third parties without your specific permission.

 

More information on our third party, network and supplies relationships can be found below: